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Who Can Receive Social Security Disability...


There are 6 rules, or factors of entitlement, you must meet before you can qualify for Social Security Disability Benefits. These rules are set forth in the law, the Social Security Act. They are:

You must not yet be Full Retirement Age when you become disabled. (In 2004, this means you must not yet be age 65 plus 4 months.  In 2005, full retirement age will be age 65 plus 6 months.)

You must have enough work credits (often called Quarters of Coverage) to be considered Fully Insured under the Social Security Act.

You must also have enough work credits (Quarters of Coverage) to meet Disability Insured Status under the Social Security Act.

You must be considered medically disabled as defined in the Social Security Act.

You must file an application requesting entitlement to disability benefits with the Social Security Administration.

You must serve a waiting period of 5 full calendar months from the date your disability began before any Social Security Disability benefits can be payable to you.

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